Features

The tools behind a well-managed loan.

Explore how Roboloan brings loan records, payment activity, servicing history, and borrower access into one workspace.

Request a demo See how it works
Roboloan Portfolio Overview
Portfolio balance$18,462,300
Collections this month$426,105
Scheduled payments20
Principal at risk$1,284,500
Collection performanceCollected vs scheduled
May
Jun
Jul
Aug
Sep
Oct
CollectedScheduledOct to date 84.4%
Portfolio status148 loans
  • Current144$17,177,800
  • 1–30 days2$612,000
  • 31–60 days1$388,500
  • 90+ days1$284,000
Payment postedRL-10288 · $5,120.00
Illustrative Roboloan portfolio overview on a laptop screen, with demo data: a $18,462,300 portfolio balance, $426,105 collected this month, 20 scheduled payments remaining, $1,284,500 principal at risk, monthly collections against scheduled amounts from May to October, and 148 loans by aging bucket (144 current, 2 at 1–30 days, 1 at 31–60 days, 1 at 90+ days).

Capability summary

One workspace for the life of the loan.

Loan and borrower records
Keep terms, schedules, balances, notes, and supporting records together.
Payments and allocation
Review payment activity and how recorded amounts are applied.
Daily servicing
Keep account status, follow-up context, and servicing history accessible.
Payoffs and special situations
Keep payoff information and relevant account records tied to the loan.
Reports
Review balances, activity, delinquencies, and upcoming maturities.
Borrower portal
Give borrowers access to relevant loan information and eligible payment options.
Access and audit
Support authorized team access and review important recorded actions.
Availability
See which capabilities are available for your organization today.

Loans and borrowers

Start with a complete loan record.

Keep the borrower, loan terms, schedule, and account history together so your team can find the details behind a balance.

Borrowers and relationshipsMaintain borrower profiles and loan relationships.
Terms and statusReview principal, interest rate, maturity, and account status.
Supporting recordsKeep schedules, fees, notes, and supporting records with the loan.
Illustrative loan overview on a phone: an active loan with its borrower, Payoff quote and Record payment actions, tabs for terms, schedule, payments, ledger, fees and payoff, and a principal balance of $231,375.55 of $250,000.00 original.

Payments

Understand every payment.

Review recorded transactions, their status, and how amounts are applied to the loan.

  • Record payment activity against the correct account.
  • Review allocations to principal, interest, and applicable fees.
  • Keep transaction history accessible for follow-up and reconciliation.

Payment options that fit the approved setup.

Eligible online payment methods depend on your organization’s onboarding and payment arrangement. Borrowers can review the available method, loan-payment amount, applicable Online Payment Service Fee, and total before authorizing.

The service fee is separate from the amount paid toward the loan.

Understand payment fees
Payment Ledger · LN-100001
DateStatusAmount
Sep 23, 2026Recorded by lender · Principal $3,000.00
Posted$3,000.00
Sep 21, 2026Recorded by lender · Principal $4,000.00
Posted$4,000.00
Dec 30, 2025Online payment · Principal $711.06 · Interest $1,968.11
Posted$2,679.17
Nov 28, 2025Online payment · Principal $705.51 · Interest $1,973.66
Posted$2,679.17
Illustrative payment ledger, newest first: two posted payments recorded by the lender and applied to principal, and two posted online payments of $2,679.17, each split between principal and interest.

Servicing

Keep daily account work in context.

Review balances, upcoming obligations, notes, and account activity without rebuilding the history from separate files.

  • Identify loans that need attention.
  • Keep follow-up notes attached to the account.
  • Review important servicing changes and actions.

Special servicing situations

Keep complex account history together.

Some loans require more than routine payment tracking. Roboloan’s servicing approach keeps supporting information connected to the underlying account, including payoff activity and bankruptcy-related records where available.

Ask our team to demonstrate the workflows that apply to your portfolio.

Request a demo

Payoffs

Bring the loan to a documented close.

Prepare payoff information and keep the quote, supporting records, and final servicing activity connected.

  • Review principal, accrued interest, and applicable charges.
  • Keep the good-through date visible.
  • Preserve account history after closeout.
Payoff Quote · RL-10211
Good-through dateOct 31
Principal balance$642,118.20
Accrued interest$3,164.44
Applicable charges$150.00
Total payoff amount$645,432.64
Illustrative payoff quote: good-through date, principal balance, accrued interest, applicable charges, and total payoff.

Reports

Understand what is happening across the portfolio.

Review balances, payment activity, delinquencies, and upcoming maturities without losing the detail behind individual accounts.

  • Review portfolio balances and recent payment activity.
  • Identify upcoming maturities and accounts needing attention.
  • Open the underlying loan record to understand the context.
Upcoming Maturities
Maturing in 90 days9
Balance maturing$4.1M
Past due4
Loans maturing by quarter
Illustrative maturity report showing loans maturing in the next 90 days, the balance maturing, past-due loans, and loans maturing by quarter.

Borrower portal

Give borrowers a clear account experience.

Provide a dedicated place to review relevant loan information, payment history, documents, and eligible online payment options.

  • Keep account information accessible through the borrower portal.
  • Show the payment information available for the loan.
  • Connect the borrower experience to the servicing record.
Information for borrowers
Illustrative Roboloan borrower portal overview with example data: two loans, Oak Street Rehab with a $1,248,640.50 principal balance and a $24,850.00 payment due November 1, and Maple Avenue Duplex with a $412,780.25 balance and a $5,120.00 payment due November 5.

Access and audit

Know who can access the account and what changed.

Use role- and permission-based access to support team responsibilities. Review important servicing actions and changes in the account’s audit history.

  • Keep organization access tied to authorized users.
  • Review recorded actions, dates, and responsible users.
  • Keep the supporting loan and borrower context accessible.
Audit History · RL-10842
  • Payment posted and allocatedServicing Manager · Oct 1, 10:42 AM
  • Borrower mailing address updatedServicing Specialist · Sep 24, 3:18 PM
  • Late fee assessedSystem · Aug 12, 12:00 AM
  • User role changed to Loan OfficerOrganization Admin · Aug 2, 9:05 AM
Illustrative audit history showing the action, the role that performed it, and when.

Moving an existing portfolio

Bring your current servicing process into the conversation.

Tell us where your borrower records, loan terms, balances, schedules, and transaction history are stored. We will review the migration options available for your organization and discuss the information needed to prepare the transition.

Discuss migrationEmail onboarding@roboloan.io

Availability

See what is available for your organization.

Roboloan is in active development. Some capabilities are available today; others are still being built. Payment options depend on your approved setup.

Discuss your requirements